The private budgeting app that keeps your finances on track
A clear financial overview brings peace of mind. Ledgio delivers intelligent tracking, real-time category caps, and automated analytics — 100% private, local-first & zero paywalls.
Dining & Swiggy
8 orders
Emergency Fund
Target 84% reached
Monthly Savings
+18% vs last month
Test Drive Your Financial Flow
Drag the sliders to simulate your monthly income, living expenses, and projected surplus.
Monthly Savings Rate
Discretionary Surplus
1-Year Projected Wealth
Everything You Need, Nothing You Don't
Engineered for speed, aesthetics, and total control over your cash flow.
10 Smart Categories
Assign purchases instantly to Food, Housing, Utilities, Health, and more with color-coded chips and icon badges.
Dynamic Category Caps
Set custom limits per category. Visual progress bars shift from green to yellow to red as you approach your limits.
6-Month Trend Visuals
Interactive Chart.js breakdowns reveal spending trajectory, seasonal spikes, and overall savings momentum.
One-Click CSV & JSON
Export your full transaction ledger to CSV spreadsheets or backup to portable JSON at any time.
Cosmic Dark Mode
Flawless high-contrast dark theme optimized for OLED screens and late-night expense audits.
100% Client-Side Privacy
Zero telemetry. Your financial figures never leave your device without your explicit permission.
Frequently Asked Questions
Everything you need to know about Ledgio's security, privacy, and capabilities.
Yes, Ledgio is 100% free forever with zero paywalls, trial timers, or hidden premium tiers. As an MIT open-source project, our core mission is providing transparent personal financial tools without monetizing user data.
Your ledger is stored locally on your device first, guaranteeing total client-side privacy with zero third-party telemetry. When cloud sync is enabled, records are protected by encrypted Supabase PostgreSQL with strict Row Level Security.
No, Ledgio never asks for your bank account credentials, login passwords, or financial aggregator access. You maintain full manual control and privacy over every transaction and category cap you enter.
You can export your entire ledger to portable JSON or CSV spreadsheet files at any time with a single click. When switching devices, simply import your backup file or log into your private encrypted vault for automatic sync.
Ledgio is built as a progressive web application (PWA) that runs seamlessly across iOS, Android, macOS, Windows, and Linux. You can install it directly from your browser to your home screen or desktop for a fast, native offline experience.